Fix and Flip Loans provide acquisition financing and, in many cases, rehab funds for investors improving distressed, outdated, or underperforming properties.
Best For
Experienced and first-time investors with a strong project plan
Acquisition of value-add properties
Renovation and resale strategies
Bridge-to-sale or bridge-to-DSCR refinance execution
Program Highlights
Property Types: Single-family, 2–4 unit, and select multifamily/light mixed-use scenarios depending on lender appetite
Use Cases: Purchase plus rehab, refinance plus rehab, and bridge financing for repositioning
Loan Structure: Often based on purchase price, rehab budget, and after-repair value
Timeline: Fast closings available for well-documented transactions
Exit Strategy: Sale or refinance is typically required at maturity
Common Documents Requested
Purchase contract or payoff statement
Scope of work and rehab budget
Experience summary or project history when available
Entity documents if applicable
Insurance quote and contractor information when required