Bridge Loans

What This Program Is

Bridge Loans are commonly used when timing matters and a borrower needs immediate financing for acquisition, refinance, payoff, stabilization, or transition between loan products.

Best For

• Time-sensitive acquisitions
• Properties that do not yet qualify for conventional financing
• Borrowers seeking temporary capital before refinance or sale
• Investors needing flexibility during repositioning

Program Highlights

• Property Types: Residential investment, multifamily, mixed-use, and commercial scenarios depending on the deal
• Use Cases: Purchase, payoff, refinance, stabilization, partner buyout, or maturity rescue
• Loan Structure: Short-term terms with interest-only options commonly available
• Speed: Often one of the fastest solutions for urgent transactions
• Exit Strategy: Sale, refinance, or other takeout plan is typically required

Common Documents Requested

• Current rent roll or property overview when applicable
• Purchase contract or payoff demand
• Borrower or guarantor summary
• Entity documents if applicable
• Exit strategy explanation

Program availability, leverage, rates, terms, and documentation requirements vary based on property type, borrower profile, transaction structure, and lender guidelines.