Portfolio Rental Loans

What This Program Is

Portfolio Rental Loans are designed for investors with multiple properties and may allow blanket or multi-asset approaches depending on lender appetite, asset mix, and borrower strategy.

Best For

  • Investors with multiple single-family rentals
  • Sponsors seeking refinance across several assets
  • Borrowers consolidating debt or simplifying management
  • Growth-focused investors expanding rental portfolios

Program Highlights

  • Property Types: Multiple 1–4 unit rentals and select small multifamily combinations
  • Use Cases: Portfolio acquisition, refinance, cash-out, or consolidation
  • Qualification Focus: Aggregate cash flow, property quality, sponsor profile, and reserve strength
  • Execution: Can be structured as blanket financing or grouped asset solutions when available
  • Scalability: Especially useful for investors moving beyond one-off property lending

Common Documents Requested

  • Property schedule
  • Rent roll or lease data
  • Existing mortgage information
  • Entity and ownership documents
  • Insurance and reserve documentation

Program availability, leverage, rates, terms, and documentation requirements vary based on property type, borrower profile, transaction structure, and lender guidelines.