Multifamily Loans

What This Program Is

Multifamily Loans support borrowers acquiring, refinancing, or repositioning multifamily properties and can be structured through bridge, agency, bank, private, or debt-fund channels depending on the asset and strategy.

Best For

  • Apartment acquisitions
  • Refinance of stabilized multifamily assets
  • Value-add multifamily repositioning
  • Investors scaling into 5+ unit properties

Program Highlights

  • Property Types: 5+ unit apartment properties and select multifamily income assets
  • Use Cases: Purchase, refinance, cash-out refinance, rehab, and repositioning
  • Qualification Focus: Property performance, occupancy, sponsor strength, and business plan
  • Loan Size: Broad ranges available depending on lender and market
  • Execution: Can range from streamlined bridge structures to more document-intensive permanent financing

Common Documents Requested

  • Rent roll
  • Trailing income and expense statements
  • Property photos and summary
  • Purchase contract or current mortgage details
  • Borrower schedule of real estate owned when required

Program availability, leverage, rates, terms, and documentation requirements vary based on property type, borrower profile, transaction structure, and lender guidelines.