Fix and Flip Loans

What This Program Is

Fix and Flip Loans provide acquisition financing and, in many cases, rehab funds for investors improving distressed, outdated, or underperforming properties.

Best For

  • Experienced and first-time investors with a strong project plan
  • Acquisition of value-add properties
  • Renovation and resale strategies
  • Bridge-to-sale or bridge-to-DSCR refinance execution

Program Highlights

  • Property Types: Single-family, 2–4 unit, and select multifamily/light mixed-use scenarios depending on lender appetite
  • Use Cases: Purchase plus rehab, refinance plus rehab, and bridge financing for repositioning
  • Loan Structure: Often based on purchase price, rehab budget, and after-repair value
  • Timeline: Fast closings available for well-documented transactions
  • Exit Strategy: Sale or refinance is typically required at maturity

Common Documents Requested

  • Purchase contract or payoff statement
  • Scope of work and rehab budget
  • Experience summary or project history when available
  • Entity documents if applicable
  • Insurance quote and contractor information when required